Identity Theft Plans

In 2020, according to the FBI there were 17.6 million cases of identity theft. 

Identity theft affects your credit and your credit score which affects the cost of your auto and home insurance, your ability to get a job, loan availability and interest rates and your personal reputation.  It can also result in the loss of your savings.

Identity Theft Protection Plan (including insured Stolen Funds Reimbursement).

We only represent legal service and identity theft protection plans that are highly rated and offer prompt accurate help. These plans provide for you and your covered dependents.

• Credit monitoring and unusual activity alerts.
• Resolving identity theft problems with expert legal and other professional help. This includes recovering your identity to regain control of your good name.
• Reimbursement for any related out of expenses incurred in this process
• Identity monitoring, including change of address requests, court or arrest records, orders for new utility and other services, websites that identity thieves use to trade stolen information
• All plans we offer include fully insured restoration of stolen funds benefits.

How could you have Stolen Funds occur? 

• if a credit card is not lost or stolen but someone gets your card info (including 3-digit code on back of card) and makes purchases online you may still be liable because your card was not lost or stolen.  I know because I had this happen to me with Dell computers. 
• For example, when you give a waiter your credit card in a restaurant or bar to pay they can easily write the info down and use it or sell it to someone. 
• There are many other ways your savings and investments can be stolen in these days of electronic, digital transactions.  This happens now more than ever according to FBI crime statistics.

Every time you put your credit card in an ATM, gas station pump, vending machine or parking meter – you are at risk.

There are more often “skimmers” attached to these machines that steal your data. 

Brian Krebs, former FBI agent who is one the foremost authorities on ID theft and other online scams, said recently that he is constantly amazed at the number of new methods that are used to steal your personal data and assets.

Recently, I almost called a phone number I was instructed to call on a very authentic looking email I got from “Bank of America” where I keep savings. 

The message looked official, and the logo looked identical, yet I paused and pulled my statement and called that number, only to find out they never emailed me that day. 

Bank of America provides a very high level of security, yet a Bank of America Manager told me even they are shocked by how much money and credit is stolen from their customers’ accounts.